This program will help to combat the economic stress brought on by the pandemic and provide relief to thousands of families, says Lt. Have questions about Illinois rental, mortgage, utility, or eviction prevention legal aid? The ILHAF Call Center will be open from 8 a.m. to 5 p.m. Financial Literacy and Pre-Purchase Counseling, Next Generation Capacity Building for BIPOC Developers, Housing for Justice Involved Individuals (HJIIP) Program, Illinois Court-Based Rental Assistance Program, 2022 Illinois Rental Payment Program Fact Book, Illinois Emergency Homeowner Assistance Fund (ILHAF), The Illinois Homeowner Assistance Fund (ILHAF) program is now accepting applications for assistance. Descubra cmo puede recibir asistencia federal para ponerse al da con los pagos de su hipoteca. If the foreclosure process has already started, can I still apply for HAF? Website by. Proof of citizenship is not required to apply and ILRPP assistance is a grant that does NOT have to be repaid.Find out if youre eligible for emergency rental assistance below.Help prevent suspected fraud for IHDAs Rental Payment Program to ensure emergency rental assistance is received by Illinois households in need. The program is funded through an appropriation from the federal American Rescue Plan Act and can be used for past-due mortgage payments and up to three months of future payments. Averige si es elegible para recibir hasta $60,000 en asistencia federal en IllinoisHousingHelp.org. PROGRAM DESIGN ELEMENT #1: Mortgage Reinstatement Program . Simply click to download. Have questions about utility billassistance? %PDF-1.6 % If you need rental assistance but are not in a court proceeding, help is still available through the Illinois Department of Human Services (IDHS). Find a housing counselor near you. Up to 3 months of prospective payments, if necessary. Homeowner Assistance Fund (HAF) Income Limits are used for determining eligibility for HAF funds. Avoid any company that does this. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. If you are still unsure about whether or not you have to repay any assistance you receive, contact a HUD-approved housing counseling agency. hbbd```b``z"g N}`0 Please beware of scams. % If you do not meet the eligibility requirements for HAF and are still concerned about losing your home, there may be other options available to you. HODCs mission is to develop, manage and preserve housing that is affordable to low- and moderate-income households primarily in Chicagos northern suburbs. If approved, homeowners will receive a grant for up to $15,000 to Proof of identification, including but not limited to a drivers license, state ID, permanent residency card or other form of ID. In most cases, programs are providing money as a grant that does not need to be paid back. Gov. To qualify, applicants need to have experienced financial hardship due to COVID after Jan. 21, 2020 and be at least 30 . 259 0 obj <>stream Visit illinoishousinghelp.org/ilhaf or call 1-866-454-3571 for more information. The Illinois Homeowner Assistance Fund Program provides direct financial assistance for homeowners who are having a hard time paying their housing expenses because they were impacted by COVID-19. Programs were also developed by Tribes (or their Tribally Designated Housing Entity), the Department of Hawaiian Home Lands, and the District of Columbia. To qualify, applicants must have experienced a financial hardship due to the COVID-19 pandemic after Jan. 21, 2020 and must currently own and occupy their home in Illinois as their primary residence. with experience operating and administering homeowner rehabilitation assistance programs. Many states cover a wide variety of homes, including: Check with your local program for details. Many programs began accepting applications in early 2022. The fund, which totals $309 million, is designed to help struggling. endobj Copyright 2022 KWQC. Oops! What is the Homeowner Assistance Fund (HAF)? Copyright 2022 WIFR. IHDA developed the Emergency Mortgage Assistance Program (EMA) to support Illinois homeowners unable to pay their mortgages due to a COVID-19 related loss of income. All Rights Reserved. ILHAF applicants will see one of these possible status updates during the review process: If you have any questions about one of the above statuses, please contact ILHAF customer relations at 866-454-3571, or send an email to hafquestions@ihda.org. In 2021, Treasury released 10% of each participant's HAF allocation to implement pilot programs, and required HAF . 1. Check your specific program requirements based on your area. Apply no. Wecan help you find out if you qualify for emergency assistance funds. Starting April 11, Illinois homeowners can apply for up to $30,000 in assistance through the Illinois Homeowner Assistance Fund (ILHAF). State of Illinois unclaimed property auction starts May 1, Chicago radio host describes dodging bullets in New Orleans shooting. Do I have other options if I am not approved for HAF? 2022 Illinois Housing Development Authority. Application processes may vary by location. Regardless of who backs your mortgage, its a good idea to let your servicer know that you have applied for HAF and ask if the foreclosure process can be paused. Los destinatarios elegibles NO tienen que devolver el dinero. 2022 Illinois Housing Development Authority. This ILHAF Resources toolkit is designed to support ILHAF stakeholders and HUD agencies with the distribution of marketing collateral for in-person and digital outreach. Find out how you can receive Federal assistance to get caught up on your mortgage payments. Available in English and Spanish. Other government agencies, such as FHA, VA, and USDA, strongly encourage servicers to pause the foreclosure process once they have been notified that a borrower has applied for HAF or been approved for assistance but do not require it. Proof of occupancy, including but not limited to a bank statement, cell phone bill, credit/debit card statement, or other documentation. hb```qB eaM! CGXe`cR q(+GP Iy\GC)C2 S+8{ jD? Homeowners with household incomes less than 150% of the Area Median Income. Illinois Homeowners Can Qualify for Up to $30K in Assistance. The program is administered by the Illinois Housing Development Authority (IHDA). The Illinois Homeowner Assistance Fund (ILHAF) will launch on Tuesday, Nov. 1 and will provide up to $30,000 in mortgage assistance to eligible homeowners paid directly to the. How can I get help filling out my application? HAF assistance can and should be used in addition to any other payment adjustment options provided by your mortgage servicer. If you need a lawyer, you may qualify for free legal services through your local bar association or legal aid. Something went wrong while submitting the form. 111 E. Wacker Dr.,Suite 1000Chicago, IL 60601. Homeowners who have experienced a financial hardship directly related to COVID-19 that began, continued, or worsened after January 21, 2020. stream The Illinois Homeowner Assistance Fund (ILHAF or HAF) portal is now open. Get InformedAttend an information session hosted by IHDA to learn about the ILHAF application process, program eligibility and other free resources available to help you save your home. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $30,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity while homeowners work The Homeowner Assistance Fund was established by the American Rescue Plan Act to help homeowners who have been financially impacted by COVID-19 with certain housing-related costs. 2 0 obj Eligible homeowners in Illinois who've experienced a financial hardship because of the pandemic can get a portion of the approximately $387 million allocated to the stateup to $30,000 per householdby applying to the Illinois Homeowner Assistance Fund (ILHAF) program. With the foreclosure moratorium, those numbers came down but now we are starting to see an increase in phone calls from people who are needing that assistance, said Beth Payne, Vice President at Rock Island Economic Growth Corporation. WKtLS'K@.O+oQni7%MfV! Check with your HAF program to see if they have notified your servicer. If you are concerned about losing your home to foreclosure, contact a HUD-approved housing counseling agency who can help you develop a plan. Our administration continues to set our sights on supporting Illinois families because housing is a right and we are committed to ensuring just that.. IHDA has a proven track record over the past decade in providing help to homeowners struggling to pay their housing expenses in the midst of economic strife.. All rights reserved. ROCK ISLAND, Illinois (KWQC) - Illinois homeowners experiencing financial hardship associated due to the COVID-19 pandemic can apply for a housing assistance grant of up to $30,000 starting in . Households who are behind on rent but not yet facing eviction court proceedings should contact an IDHS Service Provider Agency. Program Assistance and Frequently Asked Questions . The application period runs from April 11th through May 31st, 2022. Treasury is overseeing and providing technical assistance to these eligible entities and has developed policies to encourage consistency among programs and support the successful implementation of programs across the country. The Illinois Homeowner Assistance Fund (ILHAF) provides up to $60,000 in mortgage assistance to eligible homeowners paid directly to the servicer, taxing body or other approved entity. I implore homeowners behind on their mortgage to take the necessary steps to ensure they are eligible to apply for help through ILHAF, said State Rep. Lindsey LaPointe (D-Chicago). However, under some circumstances, individual programs may require the money to be repaid. The new application deadline has not been announced yet. The Illinois Homeowner Assistance Fund Program provides. Homeowners who qualify may receive free emergency mortgage assistance paid directly to their mortgage service. They are compatible with all social media platforms. Struggling homeowners will be eligible for up to $30,000 in free assistance to pay past due mortgage payments, property taxes, Topics will include: Webinars will be offered in English and Spanish. The funding can also be used for delinquent property taxes, homeowner's insurance, condominium or homeowner association fees and mobile home lot rent. If you are otherwise eligible for HAF, you can still apply for HAF even if the foreclosure process has started. For those looking for a new place to call home, ILHousingSearch.org allows you to search thousands of affordable, subsidized and market rate units throughout Illinois. The Illinois Court-Based Rental Assistance Program (CBRAP) provides funding to Illinois tenants and landlords across the state (outside of Cook County) who have pending cases in eviction court. We receive phone calls constantly about people who are in need of housing assistance whether it be on the rental side of the homeownership side. Para averiguar si es elegible y prepararse, visite IllinoisHousingHelp.org. The ILHAF team is currently reviewing and processing applications for assistance. After allocating over a billion dollars to assist renters and landlords avoid eviction and foreclosure, it is now time to help Illinois homeowners and their neighborhoods in their recovery from the pandemic, said IHDA Executive Director Kristin Faust. Your household (or your tenants household) experienced a financial hardship during or due, directly or indirectly, to the coronavirus pandemic. Choose from the following social media posts to share on your platforms. See the session schedule below. The Illinois Housing Development Authority is here to help. Find your program by visiting this site and selecting the appropriate state, district, or territory on the map. Man arrested after Illinois State Police find cocaine-filled suitcases, Man faces murder charge after overnight shooting in Rockford, Motorcyclist IDd after fatal Belvidere crash, CRE8IV mural sites approved ahead of its fourth season, A list of other requirements is available here. As a requirement of the application for ILHAF, homeowners will be required to contact their mortgage servicer or a HUD-certified housing counseling agency to discuss loss mitigation options before they are eligible to receive assistance. If you are a servicemember, contact your local Legal Assistance Office. Each state or territory developed its own program. You can customize your search based on your specific needs, budget, and desired location.The service is also available through a toll-free, bilingual call center at (877) 428-8844. The program offers up to $30 thousand in relief to Illinois homeowners affected by COVID-19. All Rights Reserved. fuUjED0D2H^^9H2;M KN10H5?m [ call (855) 631-0811. Homeowners are strongly encouraged to attend a webinar hosted in advance of the application portal opening. To be eligible for ILRPP, applicants must meet the following minimumrequirements: Low Income Home Energy Assistance Program. RELATED: Tips to keep you in your home if you're struggling to make rent or mortgage. Created by the American Rescue Plan Act, ILHAF is designed to prevent mortgage delinquencies and defaults, foreclosures, loss of utilities or home energy services and displacement of homeowners experiencing financial hardship after January 21, 2020. You dont have to pay anyone to help you avoid foreclosure. This is something that we assisted with in 2020 with an emergency mortgage assistance so we anticipate a lot of people in need. Gov. Depending on the program, homeowners may use the funds for expenses such as: Not all programs will cover all of the expenses listed here.

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