You can also use a bank account as your funding source; however, you'll need to add it directly to your PayPal wallet. To proactively defend creators from these violations, our Fraud Prevention team is here to catch these individuals. We do our best to ensure all non-fraudulent charges go through securely and efficiently, and we are actively improving systems all the time. For a limited time, you can get started for free. Pay yourself whenever you want, or receive monthly auto payouts from your creator balance via direct deposit, PayPal, or Payoneer. We do not currently accept prepaid cards. NO PROMOTION OR ADS ALLOWED! The funds are then sent to your creator balance. April 7 at 7:00 AM. If you simply enter your debit card number into the field labelled "Credit Card Number", then i would not expect that to work. If the card on file was added from a deactivated device, or there aren't enough funds on the funding source, the patrons payment will decline. Your world to create. Card Readings. PayPal requires a bank account and/or credit card. So if youre ready to start collecting payments on Patreon, sign up for a Stripe account today. By connecting Patreon and Stripe, you can make more money by connecting your Stripe account to your Patreon account. It has a number of valuable features and payment processing options that make it an extremely valuable tool. Create on Patreon. Can I use PayPal to donate money to patreon? and our Well be the first to acknowledge that processing payments is a complex operation, but were here to streamline the experience for creators and patrons alike. Its platform is the only one that has millions of ready-to-use integrations. Our membership platform empowers creators of all disciplines to activate and amplify membership programs that turn their biggest fans into paying patrons. Wed like to tell you more about what our Fraud Prevention team looks for and the kind of things that fraudsters do on Patreon. Step 1 Open a free account in minutes Step 2 Order a card for a one-time fee of 7 Step 3 Start spending with a digital card immediately Order your card Rest easy. Obviously this affects the people whose credit cards were stolen. Step 2: Its the first day of the following month, and monthly payment processing begins. I recently bought a prepaid OneVanilla MasterCard for use on patreon, but once I figured out they don't accept them I decided to use Paypal. Thanks in advance. How do I switch my billing model? Unlock The Convenience Of Paying For PlayStation With Venmo. The compliance and legal issues associated with being a money services business are handled by Stripe as a matter of course. The Premium plan has a limited number of openings at this time. Every time a transaction is initiated, the Payment Cycle kicks into action: monies are requested then accessed or denied in seconds. Your money's safe Freeze and unfreeze your card instantly Generate digital cards for extra peace of mind. It has more than just the ability to allow fans to give money to their favorite creators; it also has a number of other features that make it an incredibly valuable tool for creators. The platform allows patrons to make donations in a variety of ways to support small-scale content creators and artists. If funds are not available on the card or the card has expired, the patron's payment will decline until they add a new payment method. Become a patron to. Today were discussing the most commonly used practice, the monthly option, but to learn about each payment model, please see this article. They can then retry their payment on Patreon. Integ charges There are 14,000 tasks worth 18%.99 on average. They can then retry their payment on Patreon. Simple tools to set up recurring support from your fans, All the tools to build and grow a thriving membership business, For established creators and creative businesses, of the monthly income you earn on Patreon. Well be rolling it out gradually as spots become available. Down the line,we hope to provide even more options for patrons to pay creators on Patreon. *Creators get to choose how to charge patrons. Step 6: The Issuing Bank agrees to the request and releases the funds, or doesnt. Is it possible to link a prepaid card to paypal and pay on patreon that way? Die Karte lsst sich in jeder Station aufladen. Patreon is the best place for creators to build memberships by providing exclusive access to their work and a deeper connection with their communities. Down the line,we hope to provide even more options for patrons to pay creators on Patreon. Build a space purely for your most passionate fans, where you can connect beyond just likes and shares. The platform allows patrons to make donations in a variety of ways to support small-scale content creators and artists. . Unlock 162 exclusive posts. What does this mean for creators on Patreon? Once youve created your account, youll be able to connect it to your Patreon page and start collecting payments. Some of the main payment options include PayPal, Stripe . Leave the Archive. I have plenty of funds in my account, so why can't I pay with PayPal? Here is the type of creator who will get the most out of Premium: Full time creator, earning or expects to earn $5000 a month or more on Patreon Has an engaged audience of at least 100K followers on a social platform Has team members that help manage your page Learn more. Hey! Our article on using Apple Pay offers more details for patrons with Apple Pay. The patron should resolve the issue with their Apple Pay account. A totally unofficial Patreon subreddit, for questions about using Patreon only. Monthly direct debit payments mean fewer issues with expired cards. But, just like CarolinaManiac, when I click on it I'm only given the options to pay by credit card (or in my case it also lists my checking account). As a result, you do not have to perform any duties. For all payments from patrons outside the US using PayPal there is an additional 1% surcharge. Wed also like to explain some of the challenges that our Fraud Prevention team faces, and give you tips on how you can help us fight fraud from bad actors, so that we can make Patreon a safer place for everyone. Unfortunately, there's the possibility of fake patrons using stolen credit cards. Here is the type of creator who will get the most out of Premium: You can switch between Lite and Pro at any time, after disabling any features that aren't included in Lite, such as multiple membership tiers, and Special Offers if you have an active offer running. Archived post. Patreon accepts payments via the eligible digital wallets. If the document is relevant, you must first upload it, then click the SUBMIT button. Step 3: As part of the charging process, Patreon accesses a global Payments Gateway, finding the best possible match for that transaction to ensure its chances of success. Privacy Policy. For more information, please see our We process payment through the patron's PayPal wallet funding source. Whats less apparent is the intricate work behind the scenes. Step 4: The Payments Gateway then directs Patreons bank (the Acquiring Bank) to request funds from the patrons credit or debit card (Card Networks) for the pledge amount the patron committed to the creator. I used a prepaid card on PayPal beforehand, and I know you have to use them in checkout. Go to your local Walmart, TARGET, Best Buy, or grocery store, go to the gift card area near the check out line, choose either Visa or Mastercard, Put maybe $20 to start, have it activated, take home, read and register the card (they don't need anything to personal), then go to card information and treat card as you would a bank card. Continue reading. The Stripe Connect (https://stripe.com/connect) which is intended for marketplaces such as Patreon and allows users to take and receive payments is probably the companys preferred payment system if it is used by Patreon. We catch fraud before it hits your balance so you dont have to. I do want to support a couple creators but want to avoid a nightmare of never ending credit card charges. But it can affect creators too by inaccurately inflating their Patreon balance. You are viewing the PayPal Community Archives. Sign in to your Payoneer account to get started. Oct 2, 2019 For a membership on Patreon, you'll need to use a credit/debit card or else PayPal. Can I pay in Patreon.com without a Credit Card? Sign Up For Stripe And Provide Your Business Information, Unlock The Full Potential Of Venmo: Exploring All The Ways You Can Use This Popular Payment App, Send Money To Anyone With A Phone Number Learn How To Use Venmo To Send Money To A Phone Number, Using Google Pay And Venmo To Add Money To Your Venmo Account, Everything You Need To Know About Paying Your Bills With Venmo: The Pros And Cons, How To Use PayPal To Make Venmo Transactions: A Step-by-Step Guide. The process is quick and easy, and you can be up and running in no time. Step 2: It's the first day of the following month, and monthly payment processing begins. When it comes to connecting, you have the freedom to do what you want. By automating invoices and automatically processing payments, Stripe can assist you in automating your invoicing. Patreon, PayPal & Prepaid Cards I've been trying to find out a way I can support my favourite creators on patreon without using my bank card. Without a patron's information, we can't kick off the payment cycle. New comments cannot be posted. If you want to learn more about similar topics, be sure to check out the rest of our Trust and Safety series. New comments cannot be posted and votes cannot be cast. Because of the advanced techniques fraudsters are using to hide their identities (and the fraud theyre committing on Patreon), our teams often have to investigate creators and patrons that we suspect of fraud on an individual basis. Everything you need to know about chargebacks (and what you can do to help us respond to them), Patreons stance on raffles, lotteries and giveaways. If youve ever paid for something online, you know how efficient the transaction can appear; with a few clicks you can set up a recurring payment and reap rewards instantly. This integration will be available soon, and it is currently in the development stage. Scan this QR code to download the app now. The funds (minus fees, including those that are required to cover each step of the Payments Cycle) go into the creators balance and can now be accessed and withdrawn. I'm clicking on"Pay with PayPal" because I want topay with PayPal. Archived post. An exception might be Visa/Mastercard debit cards, however there is some suggestion that even they might not work after the recent changes: Theres one thing that you can do to help us fight credit card fraud on Patreon: you can keep us informed about strange activity on your creator page. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. The Payments Cycle happens for every single pledge, every single month. By browsing this website, you consent to the use of cookies. Reddit and its partners use cookies and similar technologies to provide you with a better experience. Patreon charges the patrons credit or debit card (which is kept on file in a secure vault) the amount theyve pledged to the creator. Attempts to initiate payments using these methods will be declined. BOOM! Patrons cannot make a payment with the balance on their Venmo account. A patron will kick-off the chain of events by typing in credit/debit card info, or syncing a payment account, like PayPal. This is true for Patreon payments, and all online businesses and services. Here are a couple things that make uncovering fraudulent activity on Patreon challenging for our teams: Fake names: People use fake names on the internet for safety reasons (plus, showing your personality with a quirky name is fun). Selecting your local currency during checkout To change your currency settings on a new pledge: The patron can log in to their PayPal account or contact PayPal support to resolve. Depending on your device and location, we accept payments via PayPal, Apple Pay, Venmo, and the following cards: Visa Master Card Discover JCB Diners Club 3DS Do you accept prepaid cards? New comments cannot be posted and votes cannot be cast. Greenlight won't provide a full list. For creators who join Premium, there is a minimum three month commitment before you can switch to a different plan. Behind the scenes, Patreon has also verified the card with the Card Networks and Issuing Bank, making sure its a valid card but doesnt charge it. You can also develop your own automations without any coding by using the simple web API. Patreon Help Center Getting Paid Getting Paid What are my patrons' payment options? So, if you charge $10/month, Patreon will take $0.59, leaving you with $9.41. 2 And, as you may imagine, this takes time. NO PROMOTION OR ADS ALLOWED! You can link a credit card during the Patreon checkout process. Whether youre a creator or a business, Stripe is a great way to collect payments online. Is Patreon storing card details to later use it for.. (don't even want to imagine for)? With Sofort, patrons authorize direct debit with their local bank through a portal on Patreon. But, guess what? April 2023 Oracle Card Reading. Step 5: The Card Networks relay the request to the Issuing Bank the bank connected to the patrons debit or credit card. The money will be paid to you via three popular payment services, but you must have a bank account to be eligible for it. Patreon is an American membership platform. Patreon has many benefits but having your own membership site can offer you much more benefits than Patreon and can offer you opportunities to grow in the long term. You also have an option to accept the types of debit cards, credit cards, prepaid cards, and any currency you want. Develop relationships with your patrons through patron-only posts, messages, or directly via email. If there is an issue with the Venmo funding source (i.e., the card on file has declined, or the bank blocks the charge), Venmo will decline the payment. In a monthly payments model*, a new patron is charged their pledge amount on the first of the following month. Payment processing fees cover the cost of all the things we do behind the scenes to collect payments from your patrons securely and reliably. Fraudulent individuals also use fake names. So what does that mean for you? I want to become a patreon but I don't have a debit or credit. By using Mastercard, Visa, Discover, Amex, and Diners Club cards, you can use your credit card to make a donation to patreon. We created a drag and drop interface that is simple to use and keeps non-technical users in mind. A totally unofficial Patreon subreddit, for questions about using Patreon only. We submit the payment to the patrons bank, and once acquired, the funds are sent to your creator balance. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. I'm a noob when it comes to Patreon. Source:https://patreon.zendesk.com/hc/en-us/articles/115001917686-Why-do-I-need-to-add-a-credit-card-for-Pa 1999-2023 PayPal, Inc. All rights reserved. Patreon partners closely with each of these players to ensure we are optimizing for successful payments. There is an option on Patreon to "Pay with PayPal". And, to simplify payments for patrons, we make it easy to charge all of their pledges to creators at once, and patrons receive a detailed receipt capturing each payment to every creator they support. Fans can make donations to creators by contributing to their Patreon accounts. Locked. Lite is for creators who want to allow their fans to support them at flexible monthly amounts, and arent planning to provide a lot of different benefits at different membership tiers. All of the apps automatically generate trigger events when something goes wrong. a bank account, or a credit card) you selected when going through the PayPal pop-up flow on Patreon. The rules our teams establish help us catch this type of credit card fraud, so that the number you see in your balance is what youre really going to get when you pay out. Because it has a variety of additional features, including analytics and a subscriber system, a creator of this type will find it extremely beneficial. With Apple Pay, the patron asks Apple Pay to process payment with the wallet funding source they select. Patreon is the best place for creators to build memberships by providing exclusive access to their work and a deeper connection with their communities. This is 2.9 percent + a flat rate of $0.30. Share what you make directly with your biggest fans, build a dedicated community, and get paid the way you want to. Cookies help us customize the PayPal Community for you, and some are necessary to make our site work. To proactively defend creators from these violations, our Fraud Prevention team is here to catch these individuals. Finally, if you don't have a PayPal account or a bank account, you can also purchase a prepaid debit card and use that to make payments. Prepaid cards and gift cards are not accepted at the moment. There are endless complaints in this sub about prepaid cards that work for the first month, and are then declined when the next payment is processed. Unfortunately, bad actors with stolen credit cards will often test out the cards they purchased on the dark web on unsuspecting creators. A totally unofficial Patreon subreddit, for questions about using Patreon only. We bill your patrons each month, and handle your patrons questions to ensure theyre taken care of. Lets take a look at how monthly payments* work at Patreon, and what were doing to ensure creators get paid month over month. I did what was said here and it seems to still want my credit card info. We hope that this blog post helps clear up what our Fraud Prevention team does, and why that sometimes results in a hold being placed on a creator account. Here are two scenarios to let Patreon know about: Large pledges from new patrons: If you receive a large pledge from a patron you have never heard from before, let us know. You can begin by selecting the triggers and actions on the list below. and our The Payment Cycle contains multiple players and steps, and is set into motion with each and every new transaction. If they do not have this, then you will not be able to utilize PayPal as a funding method on Patreon.With that in mind, how things work with PayPal transactions is that they always first attempt to use your PayPal balance, and then, if that has insufficient funds, they use whatever funding instrument (e.g. I have plenty of funds in my account, so why can't I pay with PayPal? For more information, please see our Patreon also charges its users a commission of 9 to 12% of their monthly income, as well as a payment processing fee. We will process your payment(s) using the funds provided by your PayPal wallet after you link it. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. The Premium plan has a limited number of openings at this time. There isn't currently a way to gift patronage (paying for a subscription for someone else) or give access to certain individuals without payment/for free. Fraudsters often try to use stolen credit cards to steal creators money, content, or sometimes both. Prepaid cards might work for the first month, but Patreon doesn't actually accept them as a valid payment method in the long term. If the request for funds was approved by the Issuing Bank, Patreon emails the patron to let them know. What payment methods are available for patrons to pledge to me? One type of fraud these rules help us catch is credit card fraud. Its completely free to get started. There are some YouTubers that I would like to support but I've read some sketchy things about Patreon being inaccessible and locking users into never-ending payments. If you want to start collecting payments on Patreon, youll need to sign up for a Stripe account. It is 5 percent + a flat rate of $0.10. A large number of payment options are available to users of the Patreon platform. A lot of online retailers don't accept prepaid debit cards but they do accept PayPal. Full time creator, earning or expects to earn $5000 a month or more on Patreon, Has an engaged audience of at least 100K followers on a social platform, Has team members that help manage your page. Simple tools to set up recurring support from your fans, All the tools to build and grow a thriving membership business, For established creators and creative businesses. Is it possible to use a prepaid card through PayPal for Patreon? This method of obtaining a loan doesnt require you to open an account; you simply follow the instructions to obtain a loan. If you want to receive payment, youll need to open a bank account. Then, whether the request for funds was approved or denied, the whole cycle repeats in reverse order. Thailand-based consumers can update their payment method to Credit Card or Apple Pay. Scan this QR code to download the app now. Patron = Card Holder Patrons are the keepers of the cash, the power people with the credit/debit cards. Switch to electronic payments. Premium is for established creators and creative businesses looking for a higher level of service and advanced features. Our team thinks through what the optimal time is to retry transactions, and we keep at it throughout the month, trying to get creators paid. If there is an issue with the PayPal funding source (i.e., the card on file has declined, or the bank blocks the charge), PayPal will decline the payment. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Sofort Direct Debit is an easy and trusted local payment method for many EU patrons using the Desktop, Mobile web, and Android app versions of Patreon. But, just like CarolinaManiac, when I click on it I'm only given the options to pay by credit card (or in my case it also lists my checking account). Patreon is an American membership platform. Hundreds of thousands of video creators, podcasters, musicians, writers, gamers, and more are achieving creative and financial freedom doing what they love on Patreon. The most common method of payment is to use an issued credit card linked to a bank account. Additionally, our data scientists have created dynamic retry logic to recover as many failed charges as possible. Die Suica Card. Here at Patreon, our mission is simple: fund the creative class. The Visa debit card issued with your Bluebird Bank Account can be used at merchants that accept Visa debit cards. You buy a card with money loaded on it. Still, due to the number of players and decision makers involved from acquiring banks to card networks to issuing banks there can be situations that are out of our control. Archived post. Now, when you visit another retailer and check out through PayPal, it should list the card as a payment option and everything should go through. We know that these reviews are frustrating for creators, so we try to make them as quick and painless as possible so they can get back to doing what they do best creating. You might not be able to use any of the different services in your country or have heard that you can get your payout through a credit or debit card rather than a bank. Has anyone ever tried doing this and what was your experience? US Patrons can add their Venmo account through the Patreon app. They don't work for Patreon for example my son wanted to donate there. I have a prepaid card and linked it to PayPal and set that as my payment method. Reddit and its partners use cookies and similar technologies to provide you with a better experience. While our mission is simple, the inner workings of monthly online recurring payments can seem complicated and confusing. Communication from every player is required to complete the cycle, and the approval or the denial is relayed back through the Card Networks, then Acquiring Banks, then Payments Gateway, then to Patreon. Thousands of customers have given us their trust. The patron can log in to their Venmo account or contact Venmo support to resolve the issue. But you can't specify a prepaid debit card or gift card as the underlying Patreon funding source, even if they fund the digital wallet. To serve our global community, we have multiple payment methods available for patrons to pay creators. Step 1: A patron joins a creators membership program; they give their credit or debit card information to Patreon and commit to pledge at their preferred tier. Cookie Notice How do I stop offering annual membership? You will be notified if your order payment is not processed. The integration of Stripe and 900 other apps is expected to be completed in a few minutes. Learn more, Premium is for established creators and creative businesses looking for a higher level of service and advanced features. Patreon = Merchant Then you can use the card to spend up to that amount. Multiple pledges from patrons with similar names: If youre getting pledges from patrons with very similar names (or they just seem plain suspicious), let us know. How To Add Credit Card On Patreon | Add Payment Account - YouTube 0:00 2:13 How To Add Credit Card On Patreon | Add Payment Account KahindoTech 38.9K subscribers Subscribe 2.4K views 1 year. The G2 integration platform has received the highest level of rating. Is the best way to go about this setup an account with a credit card gift card? These memberships are powered by a monthly recurring online payment model*, which we manage for creators. You have a master card, and you can use it anywhere. This can be done during checkout or when they attempt to edit their existing memberships. Locked post. Furthermore, you can pay your creator by using PayPal. If you think were taking too long, please feel free to contact to us at guidelines@patreon.com. Has an engaged audience of at least 100K followers on a social platform. Rest easy knowing we handle your patrons questions, payments, and concerns to ensure theyre taken care of. Under the Settings menu, you can access the Verification Center. Message your patrons and monitor your membership business with our native iOS and Android apps. While you cant use PayPal if you dont have one, you can still support it through Patreon. Note: If youre new to online payments and want to learn more about some of these technical terms, please visit our Payments Glossary. When an existing subscription is up for renewal, it is terminated. One way is to use a service like PayPal. Here is the type of creator who will get the most out of Premium: Full time creator, earning or expects to earn $5000 a month or more on Patreon. The integration you create should be tailored to your specific needs. NO PROMOTION OR ADS ALLOWED! We only receive a small percentage once you start earning on Patreon, plus an industry-standard rate for processing payments from your patrons. Requests are denied for a number of reasons, such as insufficient funds, connectivity errors, or the credit card number is incorrect or expired. Unfortunately, theres the possibility of fake patrons using stolen credit cards. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. The micropayment rate applies to all payments that are $3 or less. Try selecting PayPal balance in your wallet as the preferred method, then attempt your transaction again and see if it pays with your balance. Its important to note that, to stop fraudulent money from leaving Patreon during this review process, your ability to pay out will be frozen until the matter is resolved. Purchases you make through online payment services, such as PayPal or Google Pay will show up on your bank or credit card statement as the name of the payment service.